images
Book a Demo images

FINANZATM

One Loan Software For Every Solution

FINANZA

Products

Products

Our Products

Lending Solutions

Lending Solutions

View
Loan Origination Solution (LOS)

Loan Origination Solution (LOS)

View
Loan Management Solution (LMS)

Loan Management Solution (LMS)

View
Sales Mobile App

Sales Mobile App

View
Collection Mobile App

Collection Mobile App

View
DSA Solution

DSA Solution

View
Banking Solution

Banking Solution

View

Comprehensive Lending Solutions

Discover our comprehensive lending solutions tailored to meet your financial needs. From streamlined application processes to personalized loan products and robust customer support, we're committed to enhancing your borrowing experience and helping you achieve your financial goals efficiently.

Lending Solution

Features we offer

Discover innovative lending solutions for streamlined financial management and enhanced borrowing experiences.

Lending Solution
Feature

Robust Risk Assessment

Utilize advanced analytics for accurate risk evaluation and decision-making.

Feature

Integrated Accounting

Seamless incorporation of accounting functions and financial management directly within the loan management system. Automated, real-time tracking and management of financial transactions related to loans

Feature

Integrated Compliance

Ensure regulatory compliance with seamless integration of compliance measures.

Feature

Customizable Loan Products

Tailor loan offerings to meet diverse borrower needs and preferences.

Feature

Real-time Reporting

Gain insights with comprehensive reporting tools for informed decision-making.

Feature

Enhanced Customer Support

Access dedicated support to assist borrowers throughout their loan journey.

Feature

Mobile Accessibility

Manage loans on the go with our mobile-friendly interface for borrowers and lenders alike.

Feature

Efficient Application Processing

Streamline loan applications and approvals with our user-friendly platform.

Loan Origination Solution (LOS)

Efficiently manage the loan origination process with our advanced Loan Origination Solution (LOS). Streamline application processing, improve decision-making, and enhance borrower experiences with our comprehensive platform.

Loan Origination Solution (LOS)
Loan Origination Solution (LOS)

Features we offer

Streamline loan origination with advanced solutions for efficient processing and enhanced borrower experiences.

  • Application Management: Online Application Forms: User-friendly and customizable application forms for different loan products, Document Upload and Management: Secure upload and storage of required documents (KYC, income proofs, etc.), Automated Data Capture: Extract data from uploaded documents and pre-fill application forms.
  • Credit Assessment: Credit Scoring: Automated credit scoring based on predefined criteria and integration with credit bureaus, Risk Assessment: Tools for comprehensive risk assessment, including financial analysis and behavioral scoring, Fraud Detection: Advanced algorithms to detect potential fraud and mitigate risks.
  • KYC and Compliance: KYC Verification: Automated KYC verification processes integrated with government databases and third-party services, Regulatory Compliance: Ensure compliance with local regulations, such as AML (Anti-Money Laundering) and CFT (Counter Financing of Terrorism), Audit Trail: Maintain detailed records of all actions for audit purposes.
  • Approval Workflow: Customizable Workflows: Configurable approval workflows to suit different loan products and organizational structures, Multi-level Approvals: Support for multi-tiered approval processes with role-based access, Automated Decisioning: Use of decision rules and AI for quick and consistent loan approval decisions.
  • Customer Communication: Automated Notifications: Email, SMS, and in-app notifications to keep customers informed throughout the application process, Customer Portal: Self-service portal where applicants can track the status of their loan applications, upload documents, and communicate with support.
  • Integration Capabilities: Third-Party Integrations: Seamless integration with credit bureaus, payment gateways, KYC verification services, and other third-party systems, API Access: Provide APIs for integration with existing systems and platforms within the NBFC.
  • User Management: Role-Based Access Control: Define and manage roles and permissions for different users within the system, User Activity Monitoring: Track and log user activities for security and audit purposes.
  • Scalability and Performance: Scalable Architecture: Ensure the software can handle high volumes of applications and data, Performance Monitoring: Tools to monitor and optimize system performance.
  • Security and Data Protection: Data Encryption: Ensure data is encrypted both in transit and at rest, Access Controls: Implement strong access controls and authentication mechanisms, Compliance: Adhere to data protection regulations such as GDPR.
  • Reporting and Analytics: Customizable Reports: Generate detailed reports on application volumes, approval rates, and other key metrics, Real-Time Analytics: Provide real-time insights into the loan origination process to identify bottlenecks and areas for improvement, Dashboards: Intuitive dashboards for tracking performance and key indicators.
  • Mobile Access: Mobile App: A mobile application for customers to apply for loans and for staff to manage applications on the go, Responsive Design: Ensure the software is accessible and fully functional on various devices and screen sizes.
  • Customer Support Integration: Helpdesk Integration: Integrate with customer support systems to handle queries and issues efficiently, Live Chat: Provide live chat options for real-time customer support during the application process.
  • Customization Options: Configurable Modules: Allow customization of modules to meet specific business requirements, White-Labeling: Offer white-labeling options for branding purposes.
  • Automated Workflows: Process Automation: Automate repetitive tasks and workflows to increase efficiency, Conditional Logic: Use conditional logic to streamline application processes based on customer responses and data.

These features ensure that the loan origination software is efficient, secure, and user-friendly, ultimately enhancing the overall customer experience and operational efficiency of the NBFC.

Loan Management Solution (LMS)

Streamline and optimize loan management processes with our robust Loan Management Solution (LMS). From origination to servicing and collections, our platform offers comprehensive tools to enhance operational efficiency and borrower satisfaction.

Loan Management Solution (LMS)
Loan Management Solution (LMS)

Features we offer

Optimize loan management with advanced solutions for streamlined processes and enhanced borrower satisfaction.

  • Loan Management: Disbursement: Automated loan disbursement to customer accounts, interest Calculation: Flexible interest calculation methods (fixed, floating, reducing balance, etc.), amortization Schedules: Generate and manage amortization schedules, repayment Plans: Configure various repayment plans (EMI, bullet payments, etc.).
  • Customer Relationship Management (CRM): Customer Profiles: Maintain detailed customer profiles, communication Logs: Track all interactions with customers, customer Portal: Self-service portal for customers to view loan details, make payments, and communicate with support.
  • Payment Management: EMI Collections: Automated EMI collection through multiple payment methods (bank transfers, credit/debit cards, UPI, etc.), payment Tracking: Real-time tracking of payments and dues, auto-Debit: Enable auto-debit mandates for seamless EMI collection.
  • Delinquency and Collections: Delinquency Management: Track overdue accounts and categorize them based on aging, collection Workflows: Automated workflows for reminders, follow-ups, and escalations, field Collections: Mobile app for field agents to track and collect payments.
  • Compliance and Risk Management: Regulatory Compliance: Ensure compliance with local regulations and reporting standards, risk Assessment: Tools for risk assessment and mitigation, audit Trails: Maintain detailed audit trails of all transactions and changes.
  • Reporting and Analytics: Customizable Reports: Generate detailed reports on loan portfolio, delinquency, collections, etc, dashboards: Real-time dashboards for key performance indicators (KPIs), data Analytics: Advanced analytics for insights into loan performance and customer behavior.
  • Integration Capabilities: Third-Party Integrations: Integrate with credit bureaus, payment gateways, accounting systems, etc, API Access: Provide APIs for integration with other systems and platforms.
  • Security and Data Protection: Data Encryption: Ensure data encryption in transit and at rest, access Controls: Role-based access control to secure sensitive information, regular Audits: Conduct regular security audits and vulnerability assessments.
  • User Management: Role-Based Access: Define roles and permissions for different users, user Activity Tracking: Monitor user activities and maintain logs, training and Support: Provide training modules and customer support for users.
  • Scalability and Performance: Scalable Architecture: Ensure the system can handle growing volumes of data and transactions, performance Monitoring: Tools to monitor and optimize system performance.
  • Mobile Access: Mobile App: Provide a mobile app for both customers and staff for easy access to loan management features, responsive Design: Ensure the software is accessible on various devices and screen sizes.
  • Automated Workflows: Workflow Automation: Automate routine tasks and workflows to increase efficiency, notifications and Alerts: Set up automated notifications and alerts for key events and deadlines.
  • Customization Options: Configurable Modules: Allow customization of various modules to suit specific business needs, user Interface: Provide a customizable user interface to enhance user experience.

These features ensure that the LMS software supports the complete loan lifecycle, enhances operational efficiency, ensures compliance, and provides excellent customer service.

Sales Mobile App

Empower your sales team with our intuitive Sales Mobile App, designed to optimize productivity and enhance customer engagement, streamline sales processes, access real-time data, and drive growth from anywhere.

Sales Mobile App
Sales Mobile App

Features we offer

Enhance sales with our streamlined mobility app. Boost efficiency and customer engagement anywhere, anytime.

  • Lead Management: Capture and import leads from various sources, assign leads to sales representatives, track the status of each lead through the sales funnel.
  • Customer Relationship Management (CRM): Store and manage customer information, track customer interactions and communications, set reminders for follow-ups and meetings.
  • Loan Application Processing: Digitize the loan application process, upload and manage necessary documents, track the status of loan applications.
  • KYC and Document Verification: Capture and verify KYC (Know Your Customer) documents, integrate with third-party verification services, ensure compliance with regulatory requirements.
  • EMI Calculator: Calculate Equated Monthly Installments (EMIs) based on loan amount, interest rate, and tenure, provide customers with different loan options.
  • Sales Performance Tracking: Monitor the performance of sales representatives, set and track sales targets and goals, generate performance reports and analytics.
  • Push Notifications and Alerts: Send real-time updates and alerts to the sales team, notify about new leads, follow-up reminders, and status changes.
  • Integration with Backend Systems: Sync data with the central CRM or loan management system, ensure seamless data flow between the mobile app and backend systems.
  • Geo-Tracking and Route Planning: Track the location of sales representatives, plan and optimize travel routes for sales visits.
  • Digital Signatures: Enable customers to sign documents electronically, facilitate quick and paperless approval processes.
  • Reporting and Analytics: Generate detailed sales reports and analytics, gain insights into sales trends and customer behavior.
  • Secure Access and Data Protection: Ensure secure access to the app with authentication mechanisms, protect sensitive customer data with encryption and compliance measures.
  • User-Friendly Interface: Provide an intuitive and easy-to-navigate interface for users, ensure smooth user experience across different devices.

These features help streamline the sales process, enhance productivity, and improve customer satisfaction.

Collection Mobile App

Optimize your collections process with our Collection Mobile App, empowering your team to efficiently manage payments and enhance customer relationships on the go. Streamline operations, improve cash flow, and ensure timely collections.

Lending Solution
Lending Solution

Features we offer

Boost collections with our mobile app. Enhance efficiency and engagement on the go.

  • Customer Account Management: Access and manage detailed customer profiles, view loan details, payment history, and outstanding balances.
  • Payment Tracking: Track overdue payments and upcoming due dates, update payment status in real-time, record and confirm payments collected.
  • Reminders and Alerts: Send automated payment reminders to customers via SMS, email, or in-app notifications, alert collectors about upcoming or missed payments.
  • Geo-Tracking and Route Optimization: Track the location of collection agents, plan and optimize routes for collection visits to maximize efficiency.
  • Digital Receipts: Generate and send digital payment receipts to customers, maintain a record of all transactions digitally.
  • Customer Communication: Facilitate communication between collection agents and customers, record notes and feedback from customer interactions.
  • Payment Options: Provide multiple payment options for customers, including online payment gateways, UPI, and direct bank transfers, enable on-the-spot payments using mobile payment solutions.
  • Data Sync and Integration: Sync data with the central loan management system, ensure real-time updates and consistency across all platforms.
  • Performance Analytics: Monitor and analyze the performance of collection agents, generate reports on collection efficiency, success rates, and outstanding amounts.
  • Compliance and Security: Ensure compliance with regulatory requirements, secure data with encryption and other security measures.
  • Digital Signatures: Enable customers to provide digital signatures for payment acknowledgments and other documents, facilitate quick and paperless processes.
  • Dashboard and Reporting: Provide a comprehensive dashboard for managers to monitor collection activities, generate detailed reports and analytics for strategic decision-making.
  • User Management: Manage access and permissions for different users, ensure that only authorized personnel can access sensitive information.
  • Real-time Updates: Provide real-time updates on collection statuses and payment confirmations, ensure transparency and accountability in the collection process.

These features help improve the efficiency of the collection process, enhance customer experience, and ensure better management of overdue payments.

DSA Solution

Empower your Direct Selling Agents (DSAs) with our comprehensive DSA Solution, designed to streamline sales processes and enhance customer engagement. Improve efficiency, track performance, and boost sales with advanced features tailored for DSAs.

DSA Solution
DSA Solution

Features we offer

Discover efficient DSA solutions for seamless operations and enhanced client interactions.

  • Lead Management: Capture and manage leads from various sources, assign leads to DSAs and track their status, automate follow-ups and reminders.
  • Customer Relationship Management (CRM): Maintain detailed customer profiles, track customer interactions and communications, set reminders for follow-ups and meetings.
  • Loan Application Processing: Digitize the loan application process, upload and manage necessary documents, track the status of loan applications from submission to approval.
  • KYC and Document Verification: Capture and verify KYC (Know Your Customer) documents, integrate with third-party verification services, ensure compliance with regulatory requirements.
  • EMI and Eligibility Calculators: Calculate Equated Monthly Installments (EMIs) based on loan amount, interest rate, and tenure, assess customer eligibility for different loan products.
  • Commission Tracking: Track commissions earned by DSAs, generate detailed commission reports. set commission structures and rules.
  • Sales Performance Tracking: Monitor the performance of DSAs, set and track sales targets and goals. generate performance reports and analytics.
  • Integration with Lenders: Integrate with multiple lenders for loan processing, ensure seamless data exchange between the DSA software and lender systems.
  • Digital Signatures: Enable customers to sign documents electronically, facilitate quick and paperless approval processes.
  • Secure Access and Data Protection: Ensure secure access to the software with authentication mechanisms, protect sensitive customer data with encryption and compliance measures.
  • Reporting and Analytics: Generate detailed reports on lead conversion, loan approvals, and sales performance, analyze data to gain insights into business trends and performance metrics.
  • Customizable Dashboards: Provide a customizable dashboard for DSAs to view their tasks, leads, and performance metrics, allow managers to monitor overall performance and operations.
  • Notification and Alerts: Send real-time updates and alerts to DSAs, notify about new leads, follow-up reminders, and status changes.
  • Mobile App Integration: Offer a mobile app for DSAs to manage leads and applications on the go, ensure that all features are accessible from both desktop and mobile platforms.
  • Training and Support: Provide training resources and support for DSAs to use the software effectively, offer customer support for resolving any issues or queries.
  • Compliance Management: Ensure that all processes comply with relevant regulations and standards, keep records and generate reports for audit and compliance purposes.

These features help streamline the operations of DSAs, improve customer satisfaction, and enhance the overall efficiency of the loan sourcing and processing workflow.

Banking Solution

Transform your banking operations with our comprehensive Banking Solution, designed to optimize efficiency, enhance customer experience, and ensure regulatory compliance. Streamline processes, improve decision-making, and drive growth in the digital age.

Banking Solution
Banking Solution

Features we offer

Explore comprehensive banking solutions for streamlined operations and enhanced customer experiences.

  • Core Banking Features: Customer Account Management: Open, manage, and close various types of accounts (savings, current, fixed deposits, recurring deposits, etc.), transaction Processing: Real-time processing of deposits, withdrawals, fund transfers, and payments, Loan Management: Originate, process, and manage various types of loans (personal, agricultural, business loans) with automated EMI calculations and payment tracking, Deposit Management: Manage fixed deposits, recurring deposits, and other term deposits with interest calculations.
  • Member Management: Membership Records: Maintain detailed records of members, including personal information, shareholding, and voting rights, Dividend Distribution: Calculate and distribute dividends to members based on their shareholdings, Member Voting: Facilitate member voting for decision-making processes and AGM (Annual General Meeting) resolutions.
  • Retail Banking: Personal Banking: Services for individual customers, including account management, personal loans, and credit cards, Internet and Mobile Banking: Secure online and mobile banking platforms for customers to perform transactions and access services, ATM Management: Integrate with ATM networks for cash withdrawals, balance inquiries, and other services, Branch Automation: Automate branch operations to improve efficiency and customer service.
  • Corporate Banking: Corporate Account Management: Manage corporate accounts, including multiple user access and transaction limits, Trade Finance: Support for trade finance products like letters of credit, guarantees, and import/export financing, Cash Management: Solutions for liquidity management, cash concentration, and disbursement.
  • Payment Systems: Fund Transfers: Support for domestic and international fund transfers, including RTGS, NEFT, SWIFT, and ACH, Bill Payments: Integrated bill payment services for utilities, taxes, and other recurring payments, Card Management: Issue and manage debit, credit, and prepaid cards with transaction monitoring and fraud detection.
  • Customer Relationship Management (CRM): Customer Profiles: Maintain detailed profiles with transaction history and interaction logs, 360-Degree View: Provide a comprehensive view of customer relationships across products and services, Marketing Campaigns: Plan and execute targeted marketing campaigns based on customer data and analytics.
  • Risk Management and Compliance: Regulatory Compliance: Ensure compliance with local regulations, including KYC, AML, and Basel III, Fraud Detection: Advanced analytics and AI to detect and prevent fraudulent activities, Risk Assessment: Tools for credit risk, market risk, and operational risk assessment and management.
  • Reporting and Analytics: Financial Reporting: Generate statutory and management reports for financial analysis and regulatory reporting, Business Intelligence: Dashboards and analytics for insights into performance, customer behavior, and market trends, Custom Reports: Ability to create custom reports to meet specific business requirements.
  • Integration Capabilities: Third-Party Integration: Seamless integration with third-party systems like credit bureaus, payment gateways, and financial institutions, API Access: Provide APIs for integration with external applications and services, ERP Integration: Integrate with enterprise resource planning (ERP) systems for unified financial management.
  • Security and Data Protection: Data Encryption: Ensure encryption of data in transit and at rest to protect sensitive information, Access Controls: Implement robust authentication and authorization mechanisms, Security Audits: Regular security audits and compliance checks to identify and mitigate vulnerabilities.
  • User Management: Role-Based Access Control: Define and manage user roles and permissions to ensure secure and efficient operations, User Activity Monitoring: Track and log user activities for audit and security purposes, Training and Support: Provide training modules and customer support for users to maximize software utilization.
  • Customer Support Integration: Helpdesk: Integrated helpdesk for managing customer queries and issues, Live Chat: Live chat options for real-time customer support, Knowledge Base: Self-service knowledge base for common issues and FAQs.
  • Automation and Workflow Management: Process Automation: Automate routine tasks and workflows to enhance efficiency, Approval Workflows: Configurable approval workflows for various banking operations, Event-Driven Notifications: Automated alerts and notifications for key events and activities.
  • Mobile Banking: Mobile App: Secure mobile banking app for customers to access services on the go, Responsive Design: Ensure the software is accessible on various devices and screen sizes.
  • Customer Engagement: Personalized Services: Offer personalized banking services based on customer data and preferences, Loyalty Programs: Implement loyalty and rewards programs to enhance customer retention, Feedback Management: Collect and analyze customer feedback to improve services and customer satisfaction.
  • Co-operative Specific Features: Society Management: Manage society-specific operations such as meetings, elections, and board member details, Subsidy and Grant Management: Track and manage government subsidies and grants for agricultural and other loans, Interest Rate Policies: Manage interest rate policies specific to co-operative banking, including concessional rates for members.

These features ensure that the co-operative banking software supports the unique needs of co-operative banks, enhances customer experience, ensures regulatory compliance, and provides robust security measures.

Testimonial

Testimonial

What Our Customers Saying

FINANZA has transformed the way we manage our loans. Its user-friendly interface and robust features have streamlined our processes, saving us both time and money. The support team is exceptional, always ready to assist with any questions we have. We highly recommend FINANZA to any organization looking to enhance their loan management capabilities.

Kinshuk Agarwal

RattanIndia Finance Pvt. Ltd.

FINANZA has revolutionized our loan management process. The software's intuitive interface and comprehensive features have significantly streamlined our operations. Thanks to BridgeLogic Software Pvt. Ltd., we can now manage loans more efficiently, providing better service to our clients. Highly recommended!

Tejpal Mirdha

Manasvi Capital Private limited

Using FINANZA by BridgeLogic Software Pvt. Ltd. has revolutionized our loan management process. Its intuitive interface and comprehensive features have streamlined our operations, ensuring efficiency and accuracy in every step. The real-time analytics and automated workflows have significantly reduced our workload, allowing us to focus more on our clients. FINANZA is truly an indispensable tool for any financial institution looking to enhance their loan management system.

Shravan H. Dugar

Amarpadma Credits Private limited

Implementing FINANZA by BridgeLogic Software Pvt. Ltd. has revolutionized our loan management process. The software is intuitive, comprehensive, and incredibly efficient, allowing us to streamline operations and improve client satisfaction. The customer support team is responsive and knowledgeable, always providing timely assistance and solutions. FINANZA has truly elevated our financial services to the next level!

Lokesh Jain

Ganesh Capfin Limited

FAQ

FAQ

Frequently Asked Questions

FAQ

FINANZATM, a loan management software, is essential for modern financial institutions due to its ability to streamline operations, ensure regulatory compliance, and enhance customer service. By automating loan processing, it reduces errors and accelerates application turnaround times. Customizable to specific lending needs, it also offers robust analytics for informed decision-making and risk management. Ultimately, FINANZATM improves efficiency, regulatory adherence, and borrower experience, making it indispensable in today's competitive financial landscape.

FINANZATM app is available for field sales force as well as field collection force with sophisticated features and boosts the user experience that helps to engage with end-users and deliver an advanced application. The FINANZATM app also provides insightful information with enhanced performance, user experience and so on.

We integrate our decades of learning and experiences in building tech-advanced and highly secure custom web and app solutions for various financial service providers.

For advanced security, we leverage cutting-edge technologies to ensure very good overall user experience and productivity enhancement.

Implementation timelines can vary depending on the complexity of requirements and the customization needed. Generally, implementations can range from several weeks to several months, during which initial setup, data migration, testing, and training take place.

Security is a top priority for FINANZATM. Our robust measures such as encryption, multi-factor authentication, role-based access controls, and regular security audits to safeguard sensitive financial data and transactions.

Yes, reputable banking finance software solutions like FINANZATM offer varying degrees of customization. They can be tailored to fit the unique requirements of different institutions, including specific workflows, Credit Decisioning, reporting needs, integration with existing systems, and compliance with regulatories.

FINANZATM, a loan management software, covers end-to-end processes of a loan cycle i.e. from lead generation to maturity and closure of loan. It enhances operational efficiency by credit decisioning, automating routine tasks, reducing manual errors, and improving transaction speeds. It enables better customer service through faster processing times, personalized offerings, and enhanced security measures. Additionally, it helps institutions maintain regulatory compliance and adapt to changing industry requirements.

Have an project idea?

Are you ready to embark on a transformative journey with BridgeLogic Software Pvt. Ltd.? Contact us today to learn more about our services, products, and how we can help your business thrive in the digital age.

Let's Connect